Illinois is a judicial foreclosure state

More time and options than you think

Gurney Law Group helps Chicago-area homeowners understand where they stand, protect their rights, and find the best path forward, at every stage of the foreclosure process.

How we help

You get a whole team, not just a lawyer

Facing foreclosure is scary, and you shouldn't have to sort it out alone. When you work with us, you get an attorney, a short sale negotiator, and a realtor, all working your case together, so you can land on your feet.

  • 1

    Your Attorney

    Gurney Law Group

    Protects your rights, handles every legal filing, and makes sure your case moves forward the right way.

  • 2

    Your Short Sale Negotiator

    Gurney Law Group

    Works directly with your lender to get a short sale approved on terms that actually work for you.

3

Your Realtor®

The ATM Team

Lists and sells the property, guiding you through everything that happens to the home itself.

One team. One case. Nobody handling your situation alone.

  • Wherever you are, there's a next step

    Find where you are from 1-4

    • I've missed a payment or two 

      The earlier you act, the more room you have to negotiate — before deadlines start closing doors.

      Next Step
    • I received a Notice of Default

      This isn't the end of the process — it's the start of it. You still have real choices.

      Next Step
    • I've been served with a foreclosure lawsuit

      You have a limited window to respond. Illinois law gives you rights here — don't miss them.

      Next Step
    • I have a court date coming up

      Time matters now more than ever. Let's talk about what to expect and how to prepare.

      Next Step

    Experience That Delivers Results

    When you Partner with Foreclose Chicago, you get the best

    Attorney Adam Gurney has been recognized by Super Lawyers®, an honor reserved for the top 5% of attorneys through a rigorous peer-review process.

    Key Fact:

    Illinois requires your lender to sue you in court before they can foreclose, they can't just take the home. That means real notice, real deadlines, and real time on the calendar, often several months, before anything is final.

    What to expect

    Illinois law gives you time, here's how the process actually works:

    Notice of Default

    Your lender notifies you that you've missed payments. Often the earliest, and best, time to get legal guidance.

    Complaint Filed

    Illinois requires your lender to sue you in circuit court before foreclosing. Nothing is final yet.

    You're Served

    The clock starts on your response window. Deadlines here are strict. Time is off the essence.

    Response & Negotiation

    Reinstatement, redemption, loan modification, or a workout agreement. Many cases resolve here.

    Resolution

    Outcomes include, keeping the home, a negotiated exit, or a court judgment. We work toward the best outcome available to you.

    Experience that delivers results

    A firm that treats your home like it matters, because it does

    Facing foreclosure is stressful enough without wondering if your attorney actually knows your case. Attorney Adam Gurney has been recognized by Super Lawyers®, an honor reserved for the top 5% of attorneys, and has guided homeowners across Chicago, the North Shore, and the Western suburbs through thousands of real estate matters.

    We explain every step in plain language, keep you informed at each stage, and help you understand exactly where you stand and what comes next.

    All of Chicago & sourounding suburbs

    Wherever you are facing foreclosure we are nearby

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    • West Loop
    • Noble Square
    • Lincoln Park
    • Andersonville
    • Wicker Park
    • Buck Town
    • Uptown
    • Edgewater
    • Lincoln Square
    • Rogers Park
    • Oak Park, IL
    • Forest Park, IL
    • River Forest, IL
    • Berwyn, IL
    • North Riverside, IL
    • Riverside, IL
    • Brookfield, IL
    • La Grange Park, IL
    • La Grange, IL
    • Elmhurst, IL
    • Hinsdale, IL
    • Lombard, IL
    • Westmont, IL
    • Wheaton, IL
    • Naperville, IL
    • Downers Grove, IL
    • Lisle, IL
    • Glen Ellyn, IL
    • Oak Brook, IL
    • Evantson, IL
    • Skokie, IL
    • Wilmette, IL
    • Winnetka, IL
    • Glenview, IL
    • Glencoe, IL
    • Highland Park, IL
    • Schaumburg, IL
    • Arlington Heights, IL

    Don't see your area on the list?

    We can still provide help. Contact us.

    Contact us

    Facing Foreclosure?

    You don't have to figure this out alone.

    Get a clear, honest read on your options — at no cost.

    Get Your Answers

    Frequently Asked Questions

    Facing foreclosure raises a lot of questions, and it's hard to know what's true and what's just internet rumor. We've answered the ones we hear most often from homeowners, so you can understand where you stand and what to expect next.

    No. Illinois is a judicial foreclosure state, your lender must complete a court process before any sale, which typically takes months. You have time to respond.

    Often, yes. A short sale or a negotiated payoff may still be possible depending on your timeline and lender.

    You generally have a limited window to file a response. Reach out as soon as possible, deadlines are one of the biggest risks in a foreclosure case.

    Learn More 

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